Mold contamination should be taken very seriously as it can cause severe illness to some people and considerable damage to property. Before the changes to exclude mold coverage from policies the carrier quickly minimized the impact of mold often suggesting a little bleach as a solution. Insurance company representatives often quote the policy exclusions for mold even when coverage may exist for your mold damage.
Determining the source of the damage is very important in determining whether or not you’re covered by your insurance provider. It’s extremely important that all steps are taken to properly document the cause of the damages so you are treated fairly by your insurance company.
Mold needs these conditions before it can begin to grow in a home: