Although theft/vandalism claims are very common, they can be some of the most complicated and time consuming matters to resolve. In addition to ownership and measurement of loss issues, a very detailed review and evaluation of the insurance policy must be completed. Most policies contain limits or exclusions for certain scope items related to theft/vandalism claims and in many cases, certain items must be scheduled in a policy in order for coverage or higher limits to apply.
Determining your coverage policy is very important to understand whether or not you’re covered by your insurance provider. It’s extremely important that all steps are taken to properly document the cause of the damages and create itemized lists of all effected items so you are treated fairly by your insurance company.
We deal with these types of theft and vandalism causes: